Keep your balance above £10,000 for the whole month for a chance to win in our monthly prize draw. Opt-in via the Mettle app to be eligible. We'll be picking one winner each month, from October to December.



You must have an opened Mettle account before you can opt-in to the prize draw. The Prize Draw will run for three consecutive months, with prizes awarded for the calendar months of Oct 2025, Nov 2025 and Dec 2025. Customers can opt-out at any time.
How to qualify for the prize draw
Opt-in and agree to terms
Opt-in via your Mettle mobile banking app and agree to the Prize Draw Terms & Conditions.
You'll need to opt-in before the month ends and have a cleared balance of £10,000 every day across your Mettle account (this includes the main account, Pots and Savings pot) to be eligible for that month's draw.
Once you opt-in, you're automatically included in future monthly draws – no need to opt-in again, unless you opt-out and wish to rejoin.

Maintain your balance
This is the key to entry:
Keep your total combined balance (across your main Mettle account, all your Pots, and any Savings pots) at £10,000 or more.
This balance must be £10,000 or above at the end of every single day of the month.
Dipped below? If your balance drops, just top it back up to £10,000 or more before midnight (11:59pm) on that same day to stay eligible.

Important to note
Your eligibility is calculated based on your cleared balance which is finalised 10 calendar days after the end of each month. Any pending payments or refunds will be factored in.
Ineligible if your account is in the process of closing, or for US nationals/persons, non-UK tax residents.’
If you win the £10,000 you’ll be responsible for any tax payable on that amount. If you’re unsure about what this could be, make sure to speak to a qualified accountant.

What happens if you join mid month

You're eligible this month if:
You opt-in, and your total balance (main account + Pots) has been £10,000 or more every day from the 1st of the month until the day you opt-in, and for all subsequent days.

Not quite eligible this month if:
You opt-in, but your total balance dipped below £10,000 on any day before you opted in (from the 1st of the month). Don't worry, you can still qualify for next month's draw if you meet the daily balance requirement!

New Mettle customer?
Welcome aboard! If you join Mettle mid-month you won't be eligible for this month, but by opting in making sure you have the £10,000 balance, you'll be set to qualify for the next month.
Ready to be in with a chance?
Open a Mettle business bank account to get started.
- You’re a sole trader or limited company with up to two owners
- You have a balance limit of up to £1 million
- You’re a UK-based company with owners that are UK tax residents
