Skip navigation

Business bank account

All of Mettle's business bank account features
Mettle is for sole traders and limited companies with up to two owners (only one owner can access the account)

Mettle is a business bank account built for the self-employed. With features to help you get paid faster and become tax confident, Mettle is the small business bank account you can rely on to manage your finances on the go.


Auto-match payments to multiple invoices

Find out how

Icon-Category 2-grey

Easily categorise transactions

Find out how


Upload receipts so your records are always up to date

Find out how


Boost your brand with customisable invoice templates

Find out how


Get FreeAgent included* with your Mettle account or sync with other accounting software like Xero and Quickbooks

Find out how

*To get FreeAgent included, all you have to do is make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply. Find out more here.

Tax Hub Icon

Automatically save for tax with Money Pots

Find out here


Automatically save a percentage of your transactions for tax and business expenses

Find out how


Eligible funds protected up to £85,000 by the Financial Services Compensation Scheme (FSCS)

Built for the self-employed

Simplified bookkeeping

Easily stay on top of business admin by ticking off bookkeeping tasks as you complete them.

Find out how

Upload receipts

Snap a picture or upload a PDF to your transactions, so your records are always up to date.

Find out how

Upload receipts
Business on the go

Doing business on the go has never been easier. Make customisable invoices, send and receive payments, or check your tax estimate form wherever you are.

Find out how

Paper plane
Autosave for tax

Take the hassle out of saving for tax by automatically putting aside a percentage of every incoming payment into a tax pot.

Find out how

Get paid faster

Manage your entire payment cycle – from creating an invoice to keeping your books up to date by categorising transactions.

Find out how

You've been paid

Mettle's features


Mettle account

Customisable invoices

Sync with accounting software

FreeAgent included*

Send invoices from your phone

Auto-match payments to invoices 

Automatically save for tax

View the status of your invoices 

Reconcile multiple payments to an invoice or multiple invoices to a payment

FSCS protected

Google and Apple Pay

Money Pots

Cash deposits 


Scheduled payments 

Payment notifications

Upload receipts

Mettle on the web

Match payments to invoices

Direct Debits

Standing orders

Only on working days

Automated Fuel Dispenser (AFD) transactions

Receive CHAPS payments

Help from real people

Trusted by more than 100,000 self-starters

Sound good? Apply now

Have a quick look at our eligibility criteria.