Referred to you by Caroline Hinde Accountancy

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The business account by NatWest that helps you start, run and grow

Open account

For sole traders and limited companies with up to two owners (only one owner can access the account)

Apply in minutes

It's free and easy to open.

Available on iOS and Android.

We're on a mission to give you the freedom to run your business

Mettle is free – seriously, it's 100% free
Apply in minutes from the app
Send and receive UK payments
UK account number and sort code
Support from real people when you need it

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A phone with the Mettle app screen highlighting available accounting integrations like FreeAgent and Xero.

Tom, Ministry of Masks

Sync with accounting software

Connect Mettle with accounting packages like FreeAgent, Xero and Quickbooks.

More about integrations

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A phone with the Mettle app screen showing transaction categorisation. A pop up focuses on options for exporting transactions in different formats.

Helen, London School of Furniture Making

Get tax ready

Categorise business transactions to reduce admin and minimise errors. Export your data and share it with your accountant.

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The Mettle app Invoice screen overlaid with a notification that reads ‘You've been paid’.

Lucy, Goods of May

Get paid faster

Create and send invoices on the go. We'll notify you when money hits your account and match the payment to your invoice.

Explore invoicing

Help from real people

Our team is here to support you whenever you need it

By NatWest

Have confidence knowing we're part of a trusted and regulated bank

Safe and secure

Your money is held in a ring-fenced account. You're the only one with access

Apply in minutes

Once we review and approve your business, you'll get an account number and sort code to get started

Open account

Is Mettle right for you?

You're a sole trader or limited company with up to two owners
You have a balance of less than £100k (£50k for sole traders)
You're a UK-based company with owners that are UK residents

The Mettle account is an e-money account provided by Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd which is an electronic money institution regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money. Financial Services Compensation Scheme (FSCS) protection does not apply to electronic money institutions. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Registered office: 250 Bishopsgate, London, United Kingdom EC2M 4AA