Skip navigation

Be tax confident with Mettle

The free business bank account built for the self-employed

Mettle is for sole traders and limited companies with up to two owners (only one owner can access the account).

device-tax-USP-pop-out-l-black100 (2)

Get a real-time tax calculation


Get a real-time view of your tax calculation and when you need to pay it. It’ll help you stay on top of your finances and avoid surprise tax bills.

Explore the tax calculation

Automatically save for tax


Easily put money aside from your main account into a tax pot. You can also set up a savings pot and earn interest on your savings.

Learn more about saving pots

Only saving pots can earn interest. You can only have one savings pot. It has a maximum balance of £1m. Read the full Mettle business account T&Cs here.

Get FreeAgent accounting software included with Mettle and save £150 per year*

Learn more about the FreeAgent integration

Be tax confident screen v2

Based on FreeAgent's lowest tariff. To get FreeAgent included, you have to make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply.

Small business tax simplified

Trusted by more than 100,000 self-starters

See if we're a match

  • You’re a sole trader or limited company with up to two owners
  • You have a balance limit of up to £1 million
  • You’re a UK-based company with owners that are UK tax residents

Earn interest on your savings

With a savings pot, you could earn 1.46% AER / 1.45% Gross p.a (variable) on balances from as little as £10.

Explore savings pots


Only savings pots can earn interest. You can only have one savings pot. It has a maximum balance of £1m. The interest rates may change to reflect the savings market. Interest is calculated daily and will be paid out monthly. Any positive change in interest will be notified within 30 days, any negative change in interest will be notified at least 60 days before. AER stands for Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year. Gross is the interest rate you’ve paid without the deduction of UK income tax. p.a is per annum (per year). Read the full Mettle business account T&Cs here.

Get paid faster

Manage your entire payment cycle – from creating an invoice to reconciliation.

Send invoices from wherever you are

Homepage get paid faster section

Send invoices from wherever you are

Create and send customised invoices on the go. See what’s been paid and what you’re owed within one click. You can even track payments and chase late payers – all from your phone.

Learn more about invoicing features


Get instant payment notifications

We'll notify you when money hits your account and match the payment to your invoice.

Auto-match payments to invoices

By NatWest

Have confidence knowing we're part of a trusted and regulated bank

Help from real people

Our team is here to support you whenever you need it

illustration-real people-sml-stone
Safe and secure

Eligible funds protected up to £85,000 by the Financial Services Compensation Scheme (FSCS)


Latest articles